215-968-4500
215-968-4500
When you are in the market for auto insurance in Pennsylvania, you can count on the dedicated team at Gold Line Insurance Advisors to provide the advice and information you need. As independent insurance agents, we also do all the work of comparison shopping for you and give you the results so that you know you are getting the best policy for the best price.
Drivers in Pennsylvania are mandated to carry liability insurance. This insurance protects other drivers from you and an accident you are responsible for. You are required to carry 15/30/5, which means $15,000 of injury coverage if one person is injured in an accident, and you must have $30,000 for more than one injured person. The $5,000 is for property damage. This is the minimum you must have, but it may not be the amount you should have.
The state requires liability, but if you have an auto loan or a lease, you will need to have more than just basic liability coverage. You will need to protect the vehicle by adding collision and comprehensive coverage.
Collision coverage is exactly what it sounds like. If you are the responsible party in an accident, it will pay for the repair or replacement of your vehicle. You will need to pay the deductible amount on your policy first, but then you will get your car's or truck's insurance value.
Comprehensive coverage is pretty much everything other than a collision that could damage your vehicle. It also includes theft, vandalism, and glass coverage. You want to ensure you have full glass coverage that replaces your windshield without a deductible.
Contact Gold Line Insurance Advisors when you need auto insurance coverage in Pennsylvania. You can get a quote on our website or give us a call to discuss your insurance needs.
